Market Brief

The articles are produced in Chinese only.

Author

何國穎先生 (Paul Ho)
助理經理

現任職輝立助理經理,除了鑽研圖表和數據分析外,也著重股票基本分析面。本人樂意為客戶提供投資分析及買賣策略。歡迎各位來電交流心得。
Phone:
22776655

中國農業銀行股份有限公司 - H股 (1288)

Tuesday, October 15, 2024 Views476

業績:

2024年上半年度,集團之股東應佔溢利上升0﹒6%至1292﹒53億元(人民幣;下同)。各業務狀 況如下:
(一)利息收入上升7﹒1%,利息支出則上升13﹒7%,淨利息收入上升0﹒1%至2908﹒48億元 。淨利差由去年同期1﹒49%收窄至1﹒3%,淨利息收益率由去年同期1﹒66%收窄至 1﹒45%;
(二)非利息收入上升1﹒2%至762﹒92億元,非利息收入佔總經營收入20﹒8%,去年同期佔 20﹒6%;
(三)經營支出上升0﹒9%至1086﹒79億元,成本對收入比率由去年同期29﹒4%擴大至 29﹒6%;
(四)貸款減值準備上升1﹒9%至986﹒32億元,不良貸款比率由去年底1﹒33%收窄至1﹒32% ;
(五)客戶存款及客戶貸款分別較去年底上升1﹒9%及7﹒9%,至294﹐592億元及 234﹐387億元。貸存比率為79﹒6%,去年底佔75﹒2%。 (六)集團期內錄得金融投資信用減值損失達144﹒7億元。

農業銀行 自1951年成立,按2012年一級資本計,集團位列《銀行家》雜誌「世界銀行1000強」第10 位。截至2019年12月底,集團境內分支機構共計23﹐149個,包括集團的總行營業部、3個總行專營機 構、4個培訓學院、37個一級分行、390個二級分行、3445個一級支行和19﹐216個基層營業機 構及52個其他機構,總行乃設於北京。集團在長江三角洲地區、珠江三角洲地區、環渤海地區、中部地區、 東北地區、西部地區分別擁有3024個、2500個、3317個、5203個、2259個和6837個 分支機構。此外,集團擁有在線運行現金類自助設備8﹒38萬台及自助服務終端3﹒55萬台。  農業銀行是內地六家大型國有商業銀行之一,政策長期有利內銀股,而且派息穩定,走勢良好,可長線關注。


買入價 3.6元
目標價 4.15元
止蝕價 3.25元

資料來源: ETNET

「註:本人為證監會持牌人士。截至本評論文章發表日止,本人及/或其有聯繫者並無持有全部提及之証券的所有相關財務權益。

 

This report is produced and is being distributed in Hong Kong by Phillip Securities Group with the Securities and Futures Commission (“SFC”) licence under Phillip Securities (HK) LTD and/ or Phillip Commodities (HK) LTD (“Phillip”). Information contained herein is based on sources that Phillip believed to be accurate. Phillip does not bear responsibility for any loss occasioned by reliance placed upon the contents hereof. The information is for informative purposes only and is not intended to or create/induce the creation of any binding legal relations. The information provided do not constitute investment advice, solicitation, purchase or sell any investment product(s). Investments are subject to investment risks including possible loss of the principal amount invested. You should refer to your Financial Advisor for investment advice based on your investment experience, financial situation, any of your particular needs and risk preference. For details of different product's risks, please visit the Risk Disclosures Statement on http://www.phillip.com.hk. Phillip (or employees) may have positions/ interests in relevant investment products. Phillip (or one of its affiliates) may from time to time provide services for, or solicit services or other business from, any company mentioned in this report. The above information is owned by Phillip and protected by copyright and intellectual property Laws. It may not be reproduced, distributed or published for any purpose without prior written consent from Phillip.
Top of Page
Contact Us
Please contact your account executive or call us now.
Research Department
Tel : (852) 2277 6846
Fax : (852) 2277 6565
Email : businessenquiry@phillip.com.hk

Enquiry & Support
Branches
The Complaint Procedures
About Us
Phillip Securities Group
Join Us
Phillip Network
Phillip Post
Phillip Channel
Latest Promotion
E-Check
Login
Investor Notes
Free Subscribe
Contact Us